M/I Homes at SeaFlower: Plans, Prices, Lot Sizes and Incentives (Sept 2026)

From $399,999

starting price

as phrased by builder

Villa — 30' homesites (Ruby 30' x 75'; Topaz 30 x 85), Townhome — 22' homesites (Carmel, Bay Harbor; 22 x 87), Townhome — 28' homesites (Annapolis; 28 x 87)

lot widths

Front-load on villas; rear-load detached

5

floor plans

1,486–2,406 sq ft

21

quick move-ins

listed Sep 3, 2026

2–3

bedrooms

2–2.5 baths

Trent’s take

Floor plans and base prices

Base prices as published by M/I Homes on Sep 3, 2026. They exclude the lot premium, structural options and design selections. Square footage can vary by elevation and options.

Villas Series · 30' · Priced from: $404,999

2 plans on 30' homesites, priced from: $404,999. Base prices as published by the builder; collection page.

Plan	Base price	Sq ft	Stories	Beds	Baths	Garage
RubyFoyer opens to a den suitable for a home office or convert…	On request	1,486	1	2	2	2-car front load	Plan
TopazExtended entry; flex space convertible to a third bedroom;…	On request	1,671	1	2–3	2	2-car front load	Plan

Townhome Series · 22' and 28' · Priced from: $399,999

3 plans on 22' and 28' homesites, priced from: $399,999. Base prices as published by the builder; collection page.

Plan	Base price	Sq ft	Stories	Beds	Baths	Garage
CarmelFoyer to kitchen with island and stainless appliances; ope…	On request	1,694	2	3	2 + 1 half	2-car rear load	Plan
Bay HarborGreat room at entry; kitchen with center island and cafe o…	On request	1,698	2	3	2 + 1 half	2-car rear load	Plan
AnnapolisFirst-floor owners suite (walk-in closet, dual-vanity bath…	On request	2,406	2	3 + loft	2 + 1 half	2-car rear load	Plan

Quick move-in homes

Plan	Address	Price	Sq ft	Beds / baths	Status
Carmel	8229 Seaflower Pkwy	$399,999	1,694	3 / 2.5	Ready Now	listing
Carmel, Coastal Scheme 2	4426 Sunset Garden St	$399,999	1,694	3 / 2.5	Est. move-in Sept 21, 20	listing
Carmel	8215 Seaflower Pkwy	$419,999	1,694	3 / 2.5	Ready Now	listing
Carmel	4410 Sunset Garden St	$481,421	1,702	3 / 2.5	Est. move-in Nov 13, 202	listing
Bay Harbor, Coastal Scheme 2	4414 Sunset Garden St	$439,999	1,706	3 / 2.5	Est. move-in Nov 13, 202	listing
Bay Harbor, Coastal Scheme 2	4444 Westlake St	$459,999	1,698	3 / 2.5	Est. move-in Jan 21, 202	listing
Annapolis	8103 Seaflower Pkwy	$569,999	2,406	3 + / 2.5	Ready Now	listing
Annapolis	8111 Seaflower Pkwy	$574,999	2,406	3 + / 2.5	Ready Now	listing
Annapolis	4454 Sunset Garden St	$579,999	2,406	3 + / 2.5	Ready Now	listing
Annapolis	8221 Seaflower Pkwy	$579,999	2,406	3 + / 2.5	Ready Now	listing
Annapolis	4422 Sunset Garden St	$589,999	2,406	3 + / 2.5	Est. move-in Sept 21, 20	listing
Annapolis	4418 Sunset Garden St	$659,352	2,406	3 + / 3 full	Est. move-in Nov 14, 202	listing
Topaz D Coastal	8125 Fairchild Ave	$444,999	1,671	2 / 2	Ready Now	listing
Topaz D Coastal	8219 Fairchild Ave	$457,999	1,671	2 / 2	Est. move-in Nov 20, 202	listing
Topaz C West Indies	8235 Fairchild Ave	$459,999	1,671	3 / 2	Est. move-in Nov 19, 202	listing
Topaz C West Indies	8231 Fairchild Ave	$464,999	1,671	2 / 2	Est. move-in Nov 20, 202	listing
Ruby B Coastal	8211 Fairchild Ave	$429,999	1,486	2 / 2	Est. move-in Oct 26, 202	listing
Ruby B Coastal	8207 Fairchild Ave	$429,999	1,486	2 / 2	Est. move-in Oct 26, 202	listing
Ruby A West Indies	8223 Fairchild Ave	$434,999	1,486	2 / 2	Est. move-in Nov 5, 2026	listing
Ruby A West Indies	8227 Fairchild Ave	$434,999	1,486	2 / 2	Est. move-in Nov 5, 2026	listing
Ruby B Coastal	8239 Fairchild Ave	$439,999	1,486	2 / 2	Est. move-in Nov 26, 202	listing

As listed by M/I Homes on Sep 3, 2026. Inventory and pricing change weekly; I keep a current list, ask for it.

Model homes and sales office

8015 SeaFlower Parkway, Bradenton, Florida 34210 (Bay Harbor model)

Mon 12:00PM–6:00PM; Tue–Sat 10:00AM–6:00PM; Sun 12:00PM–6:00PM

On-site consultants as published: Alexa Curbelo, Ashley See

Bay Harbor (Townhome Series) · 8015 SeaFlower Parkway (Homesite 156) · opened Early March 2026 (developer said M/I would debut models in early March; a reported March 7, 2026 grand opening is unverified — source page offline). Groundbreaking Oct 2025. · 1,698 (model page text says 1,706) sq ft
Topaz (Villas Series) · 8115 Newberry Avenue (Homesite 130) · opened Early March 2026 (developer said M/I would debut models in early March; a reported March 7, 2026 grand opening is unverified — source page offline). Groundbreaking Oct 2025. · 1,671 sq ft

Incentives and promotions

Active Summer Savings in SeaFlower (as of 2026-09-03)
"Make your move this summer and choose your own savings." Valid on contracts written between July 1, 2026 and September 15, 2026 on select townhomes. End-unit townhomes: choose "Free Screened Lanai" OR "Below-Market Rate" OR "Up to $10,000 in Closing Costs"; interior-unit townhomes: "Free Courtyard Grill" OR "Below-Market Rate" OR "Up to $10,000 in Clos source
Active 4.875% rate / 5.644% APR FHA 30-year fixed (Summer 2026 Fixed FHA Rate) (as of 2026-09-03)
Through M/I Financial, LLC (NMLS# 50684) on select Quick Move-In homes at SeaFlower, Coasterra and Southpointe. New contracts on or after September 2, 2026; loan application within 48 hours of contract; close by November 30, 2026; 3.5% down; minimum 640 credit score; primary residence only; no cancellations, re-writes or transfers. Up to $7,500 in closing costs on select homes. Example: $535,000 sales price, $516,275 source
Active Summer Tours: Brand-New Homes in Sarasota & Manatee Counties (as of 2026-09-03)
Tour weekends Sept 5, 2026 (10–6), Sept 6 (12–6), Sept 12 (10–6) and Sept 13 (12–6) including SeaFlower (listed "Starting at $399,999"), with "limited-time summer incentives" on select homes. RSVP (941) 225-2111. source
Active Division-wide Sarasota Metro financing programs (as of 2026-09-03)
Listed for "select homes" across M/I's Sarasota Metro division: 3/2/1 buydown conventional (2.5% first-year rate / 5.567% APR); House-to-Sell program (seller may offer up to 2% of the home's selling price toward the buyer); Long-Term Rate Lock With Float-Down; 5.5% / 5.567% APR 30-year fixed conventional. Whether any of these apply to SeaFlower homes is not stated (unverified). source
Excluded Summer Savings With a Great Rate (FHA 3/2/1 buydown) (as of 2026-09-03)
1.875% first-year rate / 4.9249% APR FHA 3/2/1 buydown — Coasterra and Southpointe (Palmetto) only, not SeaFlower. source
Expired $25,000 Design Studio credit on To-Be-Built homes (as of 2026-09-03)
A search-engine snippet of mihomes.com read "receive $25,000 in Design Studio credit when you purchase a To-Be-Built home in the Townhomes or Villas at SeaFlower." That language was not on the current Summer Savings page on 2026-09-03; treated as an earlier/expired offer (unverified). source

Fees as quoted by the builder

Item	As quoted
HOA (as quoted by builder)	Not published on any M/I page. Third-party Jome lists "HOA fee $264+/quarterly", "HOA name ICON / Anna Taylor", includes "Maintenance Grounds" (updated Sept 3, 2026) — unverified against builder/HOA documents. M/I's incentive fine print confirms dues exist ("Buyers are responsible for the buyer's portion of prorated HOA fees and/or dues").
CDD (as quoted by builder)	unverified — no source found stating whether SeaFlower has a CDD or its assessment
Tax rate (as quoted)	unverified

Whether villas and townhomes have separate sub-associations, and what dues cover (roof/exterior/lawn), is unverified — confirm with M/I sales and the HOA documents before contract. Full HOA and CDD tables by phase and lot are on the costs and fees page.

Warranty, lender, design center and construction

Program	Details
Warranty	"10-Year Transferrable Structural Warranty" (coverage against structural deficiencies; transferable to new owners on resale) plus "One-Year Customer Care Coverage" (first-year evaluation and remedy of minor problems not otherwise covered); manufacturer warranties on brand-name components; warranty requests submitted through the "Journey" homeowner platform. Year-by-year Florida workmanship/systems terms are unverified (the Sarasota warranty page is a location-gated shell).
Energy / construction	Homes are "independently tested by Home Energy Rating System (HERS) to ensure optimal energy efficiency" and built to meet, and in some cases exceed, local building codes. No Energy Star, impact-glass or block-construction claims were found on any M/I SeaFlower page (unverified).
Structure	Slab foundation on every plan and quick move-in page; detached rear-load garages on townhomes. Block vs. frame, impact-rated glass, roofing, garage-door and lanai standards: unverified.
ADU / casita option	None — no ADU / carriage-house option, unlike Cardel, David Weekley, Issa and Pulte at SeaFlower (source: seaflower.com exclusive-options post, 2025-12-15)
Design center	To-Be-Built homes are personalized at the M/I Design Studio (flooring, cabinetry, countertops and finishes; "Transparent pricing, flexible upgrade options"). Per a 2021 corporate blog, the design-selection total is added to the purchase price with no money taken at the Studio, and buyers preview options and pricing in an "Envision" portal beforehand (older than 12 months; process may have changed). Sarasota Design Studio address unverified.
Affiliated lender	M/I Financial, LLC (NMLS# 50684), in-house; closing-cost and rate promotions require financing through M/I Financial
Build timeline	unverified — not stated for to-be-built homes; under-construction quick move-ins on 2026-09-03 showed 2–5 month horizons (Sept 2026–Jan 2027 move-ins)

What stands out

Stainless appliances
Kitchen center islands (Topaz and townhomes)
Covered lanais
Private courtyards (townhomes)
Walk-in closets
Optional tray ceilings
Dens/flex rooms convertible to a third bedroom (villas)
Coastal and West Indies elevations only

Watch-outs

"Priced from: $399,999" is a quick move-in price; the lowest to-be-built plan starts at $404,999 (Ruby villa) and townhome plans at $431,999, and the October 2025 "high $300s" press-release pricing is stale.
The Summer Savings menu applies only to contracts written by September 15, 2026, the closing-cost and FHA-rate options require M/I Financial, and the offers cannot be combined.
HOA dues and any CDD are not published by M/I — the only figure is Jome's third-party "$264+/quarterly" — so confirm dues, what they cover, and any villa/townhome sub-associations from the HOA documents before contract.
"Was" markdowns of $15k–$72k on the 21 specs signal negotiable inventory but also volatility in comps and appraisals; six earlier listings had already disappeared (sold or under contract).
M/I's own pages disagree on square footage (Carmel 1,694 vs. 1,702; Bay Harbor 1,698 vs. 1,706), and the Sarasota division's Birdeye rating is 3.7 stars with workmanship and warranty complaints (none SeaFlower-specific).

Schools as listed by the builder

Jome lists Sea Breeze Elementary (1.1 mi), "Just For Girls Middle School" (1.6 mi) and Bayshore High School (3.2 mi) as nearest schools for the M/I address; Just For Girls is a single-gender academy, not a zoned public middle school, so Jome's nearest-school data is unreliable — official Manatee County zoning for 34210 is unverified (source: Jome, updated 2026-09-03)

Builders disagree on the middle school. Confirm the assigned zone for a specific address with the Manatee County School District locator before you rely on it. IMG Academy is adjacent to the community.

News and awards

Birdeye aggregate for "M/I Homes – Sarasota": 3.7 stars across 58 Google reviews (2026-09-03); visible recent complaints concern warranty-information access (Ellenton), "Inferior workmanship. Appliances breaking at 18 mos," and contractor vetting — none mention SeaFlower. Builder-curated testimonials on the SeaFlower page (Judy S., Angela S., Maria S.; Bradenton buyers, community not specified) praise sales/construction-manager availability, craftsmanship and customer service. Developer-published buyer story: Grant Hempel, an Issa Homes employee, bought an M/I villa ("It was a no-brainer"). No independent SeaFlower-specific reviews were found; ConsumerAffairs and NewHomeSource pages returned HTTP 403.

On video

1:02:21Is SeaFlower in Bradenton Actually Worth It? I Toured Every Builder to Find Out.

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Prefer to talk? Call or text 716-949-5557 or book a time. Trenton Miller, LPT Realty, LLC.

Sources and verification

M/I Homes — SeaFlower community page (JSON-LD priceRange $399999-659352) (2026-09-03)
M/I Homes — Villas Series at SeaFlower (2026-09-03)
M/I Homes — Townhome Series at SeaFlower (2026-09-03)
M/I Homes — Ruby plan (2026-09-03)
M/I Homes — Topaz plan (2026-09-03)
M/I Homes — Carmel plan (2026-09-03)
M/I Homes — Bay Harbor plan (2026-09-03)
M/I Homes — Annapolis plan (2026-09-03)
M/I Homes — Bay Harbor model / sales center, 8015 SeaFlower Parkway (2026-09-03)
M/I Homes — Topaz model, 8115 Newberry Avenue (2026-09-03)
M/I Homes — Summer Savings in SeaFlower incentive (2026-09-03)
M/I Homes — Summer 2026 Fixed FHA Rate incentive (2026-09-03)
M/I Homes — Sarasota Metro incentives list (2026-09-03)
M/I Homes — Summer Tours event (Sarasota & Manatee) (2026-09-03)
M/I Homes — Why M/I: Care (warranty) (2026-09-03)
M/I Homes — Why M/I: Quality (HERS testing) (2026-09-03)
seaflower.com — M/I Homes breaks ground at SeaFlower (90 villas, 68 townhouses) (2025-10-20)
seaflower.com — Meet the Builders (models and pricing by builder) (2026-03-10)
seaflower.com — Exclusive options for every home (ADU offerings by builder) (2025-12-15)
seaflower.com — Why buyers chose SeaFlower (Grant Hempel, M/I villa) (2026-06-01)

Checked September 3, 2026. Builder pages change often; dates show when each source was read.

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Book a free strategy call Text 716-949-5557Buyer representation is by written agreement and commissions are negotiable; on new construction the builder typically pays it, so it does not raise your price. Trenton Miller, LPT Realty, LLC.